HSA Eligible
FSA Eligible
How to Buy a HSA Massage Chair or FSA Massage Chair at FurnitureForLife.com
Yes, you can purchase a massage chair with HSA or FSA funds. All Furniture For Life massage chairs are HSA-eligible and FSA-eligible, and we offer a simple way to make your HSA/FSA-funded purchase through a partnership with Flex.
Simple 5-Step Process
Our partnership with Flex makes it easy to use your HSA/FSA funds to invest in your health and wellness.
Choose Your HSA/FSA-Eligible Massage Chair
- Browse our curated collection of premium massage chairs. All of them are eligible for payment with or reimbursement from HSA and FSA accounts. Place your choice in the cart.
- Our chairs are eligible because they address medical conditions such as chronic back pain, arthritis, or muscle tension, making them suitable candidates for health account reimbursement.
Start the Checkout Process with Flex
- In the payment methods section at checkout, select “Flex | Pay with HSA/FSA”
- Click “PLACE ORDER.” This begins the integrated LMN (Letter of Medical Necessity) process facilitated seamlessly by Flex.
Complete the Medical Necessity Assessment
- Complete a short, chat-based questionnaire to verify your eligibility and qualifying conditions (e.g., low back pain, insomnia).
- Enter your payment information. You will not be charged at this point. Payment will only be processed once your LMN has been approved.
- Don’t have enough money in your HSA/FSA account to pay for the whole purchase? No problem. Click the SPLIT PAYMENT link, and you can specify how much is charged to your FSA/HSA and to a separate credit card.
- If approved, you’ll receive a digital LMN – no need for an in-person doctor visit.
Automatic Verification & Payment
- Once the LMN is approved, Flex auto-substantiates your eligibility and processes your payment using your HSA or FSA funds. This reduces administrative hassle and eliminates the need to file separate reimbursement claims later.
- If your cart includes both eligible and ineligible items, Flex will split the order automatically so you can pay for each with the appropriate method.
Receive Documentation and Complete Your Order
- After purchase, you will receive three emails within approximately ten minutes: a standard order confirmation from Furniture For Life, an order confirmation from Flex, and a digital Letter of Medical Necessity (LMN) from Flex.
- These can be used for record keeping or submitted to your account administrator if needed for reimbursement.
HSA & FSA Massage Chair FAQs
Can I use my HSA or FSA to buy a massage chair?
Yes, you can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to purchase a massage chair, provided it’s considered medically necessary. You’ll need a Letter of Medical Necessity (LMN) to qualify the massage chair as an eligible medical expense.
What is a Letter of Medical Necessity (LMN)?
An LMN is a document from a licensed healthcare provider stating that a product or service—like a massage chair—is needed to treat a specific medical condition. With an LMN, your massage chair becomes eligible for HSA/FSA reimbursement.
How do I get an LMN for a massage chair?
Furniture For Life partners with Flex to make this easy. During checkout, select “Flex | Pay with HSA/FSA,” and you’ll be guided through a short chat-based questionnaire. If your condition qualifies, you’ll receive a digital LMN without needing an in-person doctor visit.
What is Flex and how does it work?
Flex is a platform that allows you to use your HSA or FSA funds for eligible wellness products—like massage chairs—by verifying medical necessity and managing payment. It automates the LMN process and ensures your purchase complies with IRS rules for HSA-eligible massage chairs and FSA-approved massage chairs.
What conditions might qualify a massage chair as medically necessary?
Common qualifying conditions include:
- Low back Pain
- Stress
- Cancer
- Insomnia
If your condition is recognized as treatable by massage therapy, a LMN may be approved.
Can I split payment between my HSA/FSA and a credit card?
Yes. If your HSA or FSA balance doesn’t cover the full price of the massage chair, Flex automatically splits the transaction so you can use both your HSA/FSA and a credit or debit card.
Will I receive documentation for my purchase?
Absolutely. You’ll receive a HSA/FSA-compliant receipt and your Letter of Medical Necessity via email for your records or for submission to your benefits administrator, if needed.
Are all massage chairs eligible for HSA or FSA?
All massage chairs sold by Furniture For Life are HSA eligible and FSA eligible.
Is the process secure and private?
Yes. The Flex process is HIPAA-compliant and fully secure. Furniture For Life does not receive your health questionnaire responses. Your health information is kept confidential and only used to determine eligibility for your HSA/FSA massage chair purchase.
Why buy an HSA-eligible massage chair from Furniture For Life?
Furniture For Life offers the world’s finest medically beneficial massage chairs—engineered for therapeutic results and long-lasting wellness. Our partnership with Flex makes it easier than ever to invest in your health with pre-tax dollars.
